ZeroFi’s Monero bridge is a testnet route for now

ZeroFi wraps Monero into zXMR for use on Ethereum’s Sepolia testnet. Monero has no native ERC-20 form, so this route gives you a way to try moving XMR into an EVM wallet. The zerofi bridge currently lists XMR as the source and zXMR on Sepolia as the destination; that network label matters because Sepolia is for testing, not Ethereum mainnet.

How does zerofi move XMR into zXMR?

The bridge holds deposited XMR in wallets managed by a network of nodes, then mints an ERC-20 token on Sepolia after the deposit clears the displayed confirmation steps. In the other direction, you submit zXMR for withdrawal and the bridge processes an XMR payout. This is a wrapped-asset model: zXMR represents XMR held by the bridge, rather than being native Monero on Ethereum.

The live interface lists a 0.01 XMR minimum and shows 10 Monero confirmations before credit, with a separate sweep-confirmation step. Those stages mean a deposit is not complete when you first send it; the bridge must observe and process it before the destination token appears. You can follow bridge activity in its explorer, which exposes deposits, withdrawals, nodes and reserves.

What can you use zerofi for now?

Today, the practical use is testing the route and learning how a Monero deposit becomes a token balance on an EVM network. The current destination is Sepolia, so zXMR there is not interchangeable with a mainnet token and will work only in applications that support that specific testnet asset.

• Try the deposit and withdrawal flow with an amount you can afford to spend.
• Check the explorer to see bridge activity and the reported reserve and wrapped supply.
• Use zXMR only in Sepolia applications that explicitly support it.

The trade-off is clear: you can explore the bridge mechanics now, but you cannot treat Sepolia zXMR as a mainnet DeFi asset. Also, the testnet destination does not make the Monero you send test money; XMR on Monero mainnet still has value.

How do you try the zerofi bridge?

Check the network and the live terms before sending, since supported routes, minimums and confirmation settings can change. If you want to test the flow, take these steps:

1. Connect an EVM wallet and confirm that the selected destination is Sepolia.
2. Check the displayed minimum, fees and confirmation requirements, then enter your receiving address.
3. Send XMR to the deposit address the bridge provides and wait for the source and sweep steps to finish.
4. For a return transfer, select withdrawal and verify the Monero address before submitting.

For most readers, zerofi is best understood as a live test of XMR wrapping: useful for inspecting the process and its moving parts, while its Sepolia output remains separate from mainnet DeFi.